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Grandfathered Grandmothered And ACA-Compliant Health Plans Have Equivalent Premiums

Author: Heidi Whitmore, Jon R. Gabel, Jennifer L. Satorius, Matthew Green
$15.00

Many small employers offer employees health plans that are not fully compliant with Affordable Care Act (ACA) provisions such as covering preventive services without cost sharing. These “grandfathered” and “grandmothered” plans accounted for about 65 percent of enrollment in the small-group market in 2014. Premium costs for these and ACA-compliant plans were equivalent.

Many small employers offer employees health plans that are not fully compliant with Affordable Care Act (ACA) provisions such as covering preventive services without cost sharing. These “grandfathered” and “grandmothered” plans accounted for about 65 percent of enrollment in the small-group market in 2014. Premium costs for these and ACA-compliant plans were equivalent.

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